We are proud to be the first organization of our kind operating in Canada! Our goal is to provide information and services to the independant consultant and contractor market. This market encompasses almost every field of occupation, and continues to grow every day. Along with the growing population of contractors is a growing number of issues and hurdles forming in the marketplace.

Addressing issues like personal insurance, business insurance, WCB, liability, investment and taxation allows you to maximize productivity and minimize risk!

Are you self-employed and looking for Health benefits for yourself or your employees? Canadian Contractors Association specializes in providing group health packages for groups of one or more people.

Our health packages cover expenses such as: prescription drugs, massage, chiropractor, physiotherapist, naturopath, eye exams, travel insurance and much more.

Are you self-employed and looking for Dental benefits for yourself or your employees? Canadian Contractors Association specializes in providing group health packages, which include dental benefits, for groups of one or more people.

Dental coverage includes: exams, x-rays, cleanings, fillings and standard denture services.

Would your business survive if a heart attack, cancer or stroke were to prevent you from working for a long period of time? Who would reassure your family, clients, and creditors?

Critical Illness insurance provides a lump sum benefit if you contract and survive one of the covered conditions. The money can be used in any manner you decide. This money can provide peace of mind to you and your family while you focus on recovery.

A Personal Health Spending Account or PHSA is a great way to write off medical expenses through your business. No matter how good a health and dental plan is, there are always certain costs that are not covered. With a PHSP you will be able to transfer all eligible medical expenses to the company and have this benefit TAX FREE!

With a PHSA, you pay for only what you use when you use it, so there are no monthly premiums!

How much money will your family need to maintain their standard of living over the long run? Most business owners are too busy to do research on life insurance in order to make an informed decision. Because this is our specialty, and we broker with 20 different insurance companies, we can help you find the most suitable insurance solution.

Do you already have life insurance? Rates have improved much over the years and in most cases we have been able to help our clients improve their premium costs, guarantees and structure.

People get sick and in accidents every day. What would happen with your business and income coming into the family if this happened to you? How long could you survive financially? Disability insurance can help keep things going in the event of an injury or illness. It can help offset your loss of income or even help with your business expenses while you are not able to work.

We can build your program to coincide with all other benefits such as WCB, CPP and Group.